Due to the Coronavirus, we will ONLY be taking applications on-line. ALL MLO's will be working from home. Calls, emails and all correspondence will be returned in turn times please expect less but no more than a 2.5 hour returns. We have faith this is temporary. Please continue to wash your hands and pray for all of our safety.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
The Veterans Administration provides insurance to lenders in the case that you default on a loan. Because the mortgage is guaranteed, lenders will offer a lower interest rate and terms than a conventional home loan. VA home loans are available in all 50 states. A VA loan may also have reduced closing costs and no prepayment penalties.
Additionally there are services that may be offered to veterans in danger of defaulting on their loans. VA home loans are available to military personal that have either served 181 days during peacetime, 90 days during war, or a spouse of serviceman either killed or missing in action.