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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.


We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!.


Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

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* Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

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Welcome to the site of:
Harmony Mortgage Inc..

We are a full service mortgage company based in Palm Bay, Florida. We specialize in Down Payment Assistance in Palm Bay. We also serve the surrounding cities in Brevard County. Whether you are buying a home or refinancing in any of the zip codes surrounding 32909, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.  

Find out what your home is worth!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA | VA | USDA | HomePath | Jumbo | Conventional
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HomePossible | HARP | Jumbo

What makes Harmony Mortgage Inc. unique is that we offer the following niche programs as well as: Harmony Hometown Hero's program, also known as our Triple HP Loan,
Down Payment Assistance, Bank Statement Program and Hybrid Arms.

Colossians 3:12-14 12. Therefore, as God's chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience. 13. Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the LORD forgave you. 14. And over all these virtues put on love, which binds them all together in perfect unity. 

Contact Harmony Mortgage Inc., today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

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2-4 Days

Average Loan Approval Period


Customer Satisfaction Rate

14-18 Days

Average Application to Funding