(321) 250-6565

Due to the Coronavirus, we will ONLY be taking applications on-line. ALL MLO's will be working from home. Calls, emails and all correspondence will be returned in turn times please expect less but no more than a 2.5 hour returns. We have faith this is temporary. Please continue to wash your hands and pray for all of our safety.

Welcome to the site of:
Harmony Mortgage Inc..

We are a full service mortgage company based in Palm Bay, Florida. We specialize in Down Payment Assistance in Palm Bay. We also serve the surrounding cities in Brevard County. Whether you are buying a home or refinancing in any of the zip codes surrounding 32909, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.  

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:


FHA | VA | USDA | HomePath | Jumbo | Conventional
FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Jumbo

What makes Harmony Mortgage Inc. unique is that we offer the following niche programs as well: Down Payment Assistance, 1 Percent Down and Eliminate Mortgage Insurance.

Colossians 3:12-14 12. Therefore, as God's chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience. 13. Bear with each other and forgive one another if any of you has a grievance against someone. Forgive as the LORD forgave you. 14. And over all these virtues put on love, which binds them all together in perfect unity. 

Contact Harmony Mortgage Inc., today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Recent Articles

Mar
25
2020
COVID-19 and Refinancing: Getting Access to Your Home Equity
COVID-19, also known as coronavirus, has changed everything. We're all making the necessary changes and adjusting to the uncertainty and general weirdness that this virus has caused. While even financial experts are unsure about what will happen next, there are a few clues that we can...
Mar
19
2020
COVID-19 May Make Your Mortgage More Affordable
First off, we want you to know that we're in this crisis together. Sure, we've made adjustments to accommodate the "temporary new normal," but still, know that we're here for you more than ever before! And that includes watching the market to find opportunities for your homeownership...
Mar
11
2020
Insider Tips for Qualifying for a Home Loan with Student Loan Debt
When you first took out your school loan, you did it to open more opportunities. Unfortunately, having a significant amount of school debt can challenge those opportunities. If you have a considerable amount of school debt and are left wondering how you can still qualify for a home loan,...
Mar
06
2020
Mortgage Rates are at an All-Low --Should You Refinance?
With mortgage rates at an all-time low, we’ve been refinancing many home loans, helping our clients to restructure their finances and saving them money in the process. Are you also considering refinancing your current mortgage for the first time? Here are some of the questions...