Today's 30-year mortgage rates

Lenders nationwide provide weekday mortgage rates to our comprehensive national survey to bring you the most current rates available. Here you can see the latest marketplace average rates for a wide variety of purchase loans. The interest rate table below is updated daily to give you the most current purchase rates when choosing a home loan. APRs and rates are based on no existing relationship or automatic payments. For these averages, the customer profile includes a 740 FICO score and a single family residence. To learn more, see understanding Bankrate rate averages.

ProductInterest RateAPR
30-Year Fixed Rate 3.170% 3.340%
30-Year Fixed-Rate VA 2.820% 2.990%
20-Year Fixed Rate 3.030% 3.190%
15-Year Fixed Rate 2.440% 2.680%
7/1 ARM 2.910% 3.820%
5/1 ARM 2.800% 3.910%
10/1 ARM 3.360% 3.990%
30-Year Fixed-Rate FHA 2.720% 3.590%
30-Year Fixed-Rate Jumbo 3.170% 3.270%
15-Year Fixed-Rate Jumbo 2.450% 2.520%
7/1 ARM Jumbo 3.090% 3.660%
5/1 ARM Jumbo 2.950% 3.600%

30-year mortgage FAQ

  • What is a 30-year fixed mortgage?
  • How are 30-year mortgage rates set?
  • Historical 30-year rates
  • When to consider a 30-year fixed mortgage
  • Pros and cons of a 30-year mortgage
  • Refinancing a 30-year mortgage

Other mortgage tools:

Written by: Zach Wichter, mortgage reporter for Bankrate

Zach Wichter is a mortgage reporter at Bankrate. He previously worked on the Business desk at The New York Times where he won a Loeb Award for breaking news, and covered aviation for The Points Guy.

Read more from Zach Wichter

Reviewed by: Greg McBride, chief financial analyst for Bankrate

Greg McBride, CFA, is Senior Vice President, Chief Financial Analyst, for He leads a team responsible for researching financial products, providing analysis, and advice on personal finance to a vast consumer audience.

Read more from Greg McBride

Learn more about specific loan type rates
Loan TypePurchase RatesRefinance Rates
The table above links out to loan-specific content to help you learn more about rates by loan type.
30-Year Loan 30-Year Mortgage Rates 30-Year Refinance Rates
20-Year Loan 20-Year Mortgage Rates 20-Year Refinance Rates
15-Year Loan 15-Year Mortgage Rates 15-Year Refinance Rates
10-Year Loan 10-Year Mortgage Rates 10-Year Refinance Rates
FHA Loan FHA Mortgage Rates FHA Refinance Rates
30-Year FHA Loan 30-Year FHA Loan Rates 30-Year FHA Refinance Rates
VA Loan VA Mortgage Rates VA Refinance Rates
ARM Loan ARM Mortgage Rates ARM Refinance Rates
5/1 ARM 5/1 ARM Rates 5/1 Refinance Rates
7/1 ARM 7/1 ARM Rates 7/1 Refinance Rates
10/1 ARM 10/1 ARM Rates 10/1 Refinance Rates
Jumbo Loan Jumbo Mortgage Rates Jumbo Refinance Rates
30-Year Jumbo Loan 30-Year Jumbo Loan Rates 30-Year Jumbo Refinance Rates