Due to the Coronavirus, we will ONLY be taking applications on-line. ALL MLO's will be working from home. Calls, emails and all correspondence will be returned in turn times please expect less but no more than a 2.5 hour returns. We have faith this is temporary. Please continue to wash your hands and pray for all of our safety.
FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.