Harmony can help more first-time homebuyers achieve homeownership with the HomeReady Special Purpose Credit Program.

• Borrowers receive
  • $5,000 grant
  • Up to $500 toward a 1-year home warranty
  • Up to $500 toward appraisal costs
• Borrower’s current primary residence must be located in an eligible census tract. 
  • Miami
  • Fort Lauderdale
  • West Palm BeachTampa
  • Orlando
  • Kissimmee
  • Sanford
  • St. Petersburg-
  • Clearwater

  Apply Now!

HOW IT HELPS YOU

• Creates more opportunity to help buyers who need it most
• Real estate agents love the cost there buyers save
• It make purchasing possible for many needing down payment assistance and this is just us filling a big need

Apply Now!

HOW IT HELPS YOUR BORROWERS

• Lower down payment
• Get into a house sooner by reaching the down-payment savings goal faster
• More money for furniture, house repairs and maintenance

Apply Now!

BORROWER QUALIFICATIONS

• For borrowers with income at or below 80% of the Area Median Income (AMI)
• 620+ FICO